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1 Turtle Creek Road, Monticello, IL 61856.
Welcome to 1 Turtle Creek Road in Monticello's highly desirable Turtle Creek Subdivision! Situated on a beautiful corner lot surrounded by mature trees, this custom-built ranch home offers timeless design, exceptional functionality, and numerous updates throughout. Built in 1997 and thoughtfully maintained, this spacious split-floor-plan residence combines elegant living spaces with the comfort and convenience today's buyers desire. From the moment you arrive, you'll appreciate the impressive curb appeal, highlighted by a rare front circle driveway, mature landscaping, and a side-load 2-car attached garage. Step inside and immediately experience the elegant feel of the home. The welcoming front living room features a soaring cathedral ceiling and a stunning full-height window accented with a half-moon transom that fills the space with natural light. The open-concept layout creates outstanding flow between the living room, family room, kitchen, and dining room, making everyday living and entertaining effortless. The spacious family room serves as the heart of the home and features a cozy gas log fireplace along with a wall of windows overlooking the sunroom and backyard beyond. Just off the main living area, the formal dining room showcases another cathedral ceiling and matching full-height window with a half-moon accent, creating a beautiful setting for gatherings both large and small. The updated kitchen is sure to impress with its modern white cabinetry, stylish backsplash, breakfast bar seating, closet pantry, and complete suite of stainless-steel appliances. An additional breakfast nook or flex space just off the kitchen offers endless possibilities and is perfect for enjoying morning coffee, creating a small home office, reading area, or hobby and craft space. One of the home's standout features is the spacious four-seasons sunroom, offering year-round enjoyment and peaceful views of the backyard. Whether you're entertaining guests or simply relaxing after a long day, this versatile space provides the perfect retreat. The split-bedroom floor plan provides privacy and functionality. The generously sized primary suite features cathedral ceilings, French doors leading directly to the backyard patio, and ample room for additional furniture. The private ensuite bathroom includes a whirlpool tub, separate shower, and multiple closets for exceptional storage. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home, providing comfortable accommodations for family members or guests. Outdoor living is equally impressive. The large concrete patio offers plenty of room for grilling, dining, and entertaining while mature shade trees create a private and relaxing backyard setting. An additional detached 1-car garage provides valuable extra storage space for lawn equipment, recreational items, workshop use, or hobbies. Numerous updates provide peace of mind and modern appeal, including luxury vinyl plank flooring th
MLS ID: 12677892
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1 Turtle Creek Road, Monticello, IL 61856.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $429,900 | $429,900 | $429,900 |
| Down Payment | $85,980 | $15,047 | $107,475 |
| Monthly Mortgage Amount | $2,090 | $2,565 | $2,656 |
| Taxes | $598 | $598 | $598 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $189 | $0 |
| Monthly Estimated Total | $2,813 | $3,477 | $3,379 |
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