Lynn Hergert
- Buy
- Sell
https://www.ruhlmortgage.com/LawrenceDavis.html
Description
Whether you're searching for a spacious family home, a place to run a business, or a unique live/work opportunity, this property offers incredible flexibility. Currently used as a single-family home, the main level begins with a welcoming porch that leads into a grand entry featuring a beautiful staircase. To the left is a main-level bedroom, while the right side opens to a stunning dining room filled with natural light. The remainder of the main floor offers expansive flex space that could easily be configured for additional bedrooms, a kitchen, office space, or a combination of uses. With multiple separate entrances on the main level, the layout lends itself well to 2-3 offices, partial commercial use, or income-producing potential alongside residential living. Upstairs, you'll find an updated and spacious 3-bedroom living area complete with a beautiful kitchen and full bath. Access to the upper level is private and convenient through the attached 2-car garage. In addition to the attached garage, the property also features a detached 3-car garage with an additional overhead door facing the alley. Outside, you'll find a fenced yard, a parking lot, and plenty of room for a camper, boat, or both. Major updates include 2 new furnaces, 2 newer central air units with separate controls for each level, newer water heater, and new roof and siding. Situated in a high-traffic location on 4th Street near the North Bridge and just moments from the Downtown Fulton District, this property is packed with potential.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,520
Garage Size: 5
Attached Garage
Built in 1899
Elementary School: Fulton Elementary School
General Information
Bedrooms: 4
Bathrooms: 2
Sqft: 2,520
County: Whiteside
Listed By:
Gateway Realty Group
563-519-8826
MRED MLS
MLS ID: QC4267761
Room Information
Great Room: 30X15
Screened Porch: 10X16
Other Room: 25X31
Bedroom 2: 13X11
Bedroom 3: 12X16
Bedroom 4: 12X10
Dining Room: 15X15
Family Room: 16X17
Kitchen: 17X13
Living Room: 16X15
Primary Bedroom: 11X15
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1415 4th Street, Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $229,900 | $229,900 | $229,900 |
| Down Payment | $45,980 | $8,047 | $57,475 |
| Monthly Mortgage Amount | $1,103 | $1,353 | $1,409 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,523 | $1,874 | $1,829 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Lynn Hergert
REALTOR®
Cell: (309) 738-8198
Other: (309) 551-9013
Licensed in IL
Moline Office
1701 52nd Avenue
Moline, IL 61265
(309) 743-8000
Moline, IL 61265
(309) 743-8000
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