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207 E Main Street, Monticello, IL 61856.
Completely transformed and move-in ready, this beautiful 4-bedroom, 3-bath home feels equal parts fresh, inviting, and effortlessly timeless. Thoughtfully updated throughout, the open-concept floor plan is filled with natural light and features marble white quartz countertops, a designer-inspired backsplash (new), a charming eat-in kitchen, and a separate dining room ready for everything from holiday gatherings to weeknight dinners.The main level offers a full bedroom and bath, creating the perfect space for guests, a cozy home office, or multigenerational living. Upstairs, the spacious master suite serves as a true retreat with vaulted ceilings, a generous walk-in closet, and a private en suite bath designed for unwinding at the end of the day. Outside, you'll find beautifully refreshed landscaping, a brand-new patio made for slow summer evenings, morning coffee, and backyard entertaining, along with a fully fenced yard that feels both private and welcoming. A detached 2-car garage and unfinished basement offer plenty of room for storage, hobbies, or future possibilities.Conveniently located near shopping, dining, and everyday amenities, this is the kind of home that simply feels good the moment you walk through the door, warm, welcoming, and ready for its next chapter.
MLS ID: 12678583
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207 E Main Street, Monticello, IL 61856.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $314,900 | $314,900 | $314,900 |
| Down Payment | $62,980 | $11,022 | $78,725 |
| Monthly Mortgage Amount | $1,531 | $1,879 | $1,945 |
| Taxes | $438 | $438 | $438 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $139 | $0 |
| Monthly Estimated Total | $2,069 | $2,556 | $2,483 |
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