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3708 Regal Ridge Circle , Rockford, IL 61114.
Welcome home to this spacious 2-bedroom, 2-bath ranch featuring vaulted, volume, and cathedral ceilings that create an open and inviting atmosphere. Pella windows and doors, skylights, and abundant built-ins add both style and functionality throughout. The main-floor den/office with custom built-ins offers flexibility and could easily serve as a third bedroom. The kitchen features a walk-in pantry, generous cupboard and counter space, and room for a large dining table. The living/great room provides space for both relaxing and dining, with doors leading to the four-season room surrounded by windows overlooking the backyard. Enjoy cozy evenings by the gas fireplace or entertain with the convenient built-in wet bar. Step outside to the backyard deck, refaced in 2024, offering a great space for outdoor dining or relaxing. The primary suite includes a private bathroom, while the partially finished lower level offers a spacious flexible area that could serve as a guest room, rec-room, hobby space, home office, or workout area, along with abundant storage. Recent updates include a refrigerator (2025), deck refaced (2024), and a water heater replaced in 2024. The HOA provides added convenience with weekly lawn mowing and snow removal.
MLS ID: 12692557
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3708 Regal Ridge Circle , Rockford, IL 61114.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $295,000 | $295,000 | $295,000 |
| Down Payment | $59,000 | $10,325 | $73,750 |
| Monthly Mortgage Amount | $1,434 | $1,760 | $1,823 |
| Taxes | $411 | $411 | $411 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $130 | $0 |
| Monthly Estimated Total | $1,945 | $2,401 | $2,334 |
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